• Complete Real Estate Services

  • Whether you are purchasing or selling your home, we have the knowledge and experience to assist you. From the initial contract review to the detailed in-house title examination, to the final coordinated closing, our entire staff is committed to providing you with the very best service.
     
    Nancy W. Saia is one of the four principal draftsmen of the real estate Contract used by realtors and attorneys throughout Erie and Niagara Counties. She worked on every word of that complex document. With this intimate knowledge, she is able to guide her clients through the residential real estate closing process.
     
    PURCHASING A HOME
    • Pre-Contract & Closing Process Steps
      1. List the House for Sale (Seller)
      2. Obtain Mortgage Pre-Approval (Purchaser)
      3. Contract Stage
      4. Property Inspection
      5. Mortgage Application
      6. Document Ordering (Seller)
      7. Title Examination (Purchaser)
      8. Mortgage Processing (Purchaser)
      9. Insurance (Purchaser)
      10. Closing Document Preparation (Seller)
      11. Closing Figures
      12. Utilities - Final Reading
      13. Closing

    Mortgage Payment Calculator Here

    View Fiscal & Tax Due Dates Here

    SELLING YOUR HOME
    • Documents to Locate for Sale
      1. Abstract of Title/ Title Search (Shows history of land ownership from early 1800s)
      2. Survey (Map of the property showing boundary lines and the location of improvements such as house & fences)
      3. Deed
      4. Mortgage Information, including name, address, and phone number for each lender and loan number for each loan
      5. Paid Tax Receipts

    Pre-Contract & Closing Process Stage (see above under Purchasing A Home)

    View Fiscal & Tax Due Dates Here

    Get The Property Condition Disclosure Statement

    View Commercial Loans: A Brief Primer

    See Tax Exemption List